💰 ACTUM Affiliate Commission System – How It Works (Zero Platform Cut)
ACTUM's affiliate program allows notaries to earn direct commissions from trusted legal and financial partners — without ACTUM taking a percentage. This model boosts notary income, encourages high engagement, and grows our platform indirectly through loyalty and premium subscriptions.
🧑⚖️ Real-World Example: Maria the Notary in Munich
Maria helps a client, Hans, notarize a real estate document. During the conversation, she recommends legal insurance from Arag. She creates a referral using the ACTUM dashboard.
- Hans accepts the offer and signs up for legal insurance (€280/year)
- Arag pays Maria 15% directly (€42 commission)
- ACTUM earns nothing directly, but Maria stays on a €199/month premium plan and continues engaging with the platform
🧱 How the Flow Works
1
🏁 Referral Conversion
- A partner (e.g., Arag, DAS, TrustPro) closes a deal with a referred client.
- Notary logs referral via ACTUM dashboard
- Partner logs sale: €280 (example)
- Commission: 15% → €42
2
💸 Commission Distribution
| Recipient | Commission | How It's Paid |
|---|---|---|
| ⚖️ Notary | 100% (e.g., €42) | Paid directly by the partner (bank, PayPal) |
| 🧠 ACTUM Platform | 0% | No commission taken or routed through platform |
3
🧾 Recordkeeping
- ACTUM logs the referral, status (pending, closed), and partner notification
- Notary sees all earnings in their Affiliate Dashboard
- No payout processing or invoicing is required by ACTUM
💡 Why ACTUM Doesn't Take a Cut
| Traditional Model | ACTUM Model |
|---|---|
| Platform takes 20–30% | Platform takes 0% |
| Notaries earn less | Notaries earn full commission |
| Complex payout systems | Clean, off-platform payments |
| Slower adoption | Higher retention + trust |
💼 Commission Rates by Partner Type
| Partner Type | Notary Rate |
|---|---|
| 🛡️ Insurance Companies | 15% |
| ⚖️ Legal Firms | 18% |
| 🏠 Real Estate Agencies | 12% |
| 💳 Financial Services | 10% |
Note: Notaries receive 100% of the commission rate shown above, paid directly by the partner.
📎 Commission Policies
| Item | Rule |
|---|---|
| Notary Earnings | 100% of commission, paid directly by partner |
| ACTUM Fee | 0% |
| Payout Timing | Defined by partner (usually monthly) |
| Minimum Payout | Controlled by partner (e.g., €50) |
| ACTUM Role | Logs, tracks, and displays referral status only |
🧠 Summary
ACTUM's affiliate system is designed to empower notaries, not extract from them.
By letting notaries keep 100% of their commissions, we grow faster through loyalty, trust, and usage — not transaction cuts.